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Medicare Supplement  Insurance Plan

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Medicare Supplement Plan

A Medicare Supplement insurance plan can help you pay for medical costs that may not be covered by Medicare. Straub Insurance will work with you to help you select the best supplement insurance for your needs and budget.

Choosing Medicare Supplement Insurance

Health care expenses can add up and be a burden, particularly if you’re on a fixed retirement income. Health care and out-of-pocket costs for Medicare participants are also on the rise, making the need for supplemental insurance even greater.

Straub Insurance offers supplemental insurance policies* that work with Medicare Parts A and B, the federal health insurance program for people age 65 and older, people under the age of 65 with certain disabilities and people of any age with End-Stage Renal Disease (ESRD).

Medicare Part A (hospital insurance) helps pay for:

Inpatient hospital care
Skilled nursing facility care
Hospice care
Certain home health care services

Medicare Part B (medical insurance) helps pay for:

Physician fees
Outpatient hospital services
Durable medical equipment
Some preventive services

With Medicare Parts A and B, you’re required to pay deductibles and coinsurance for Medicare-provided services. Medicare Supplement plans are designed to help pay for costs like deductibles, copayments and coinsurance that you would typically pay out of your own pocket. The costs and benefits will depend on which Medicare Supplement plan you select.

Here are a few more reasons to enroll in a Medicare Supplement plan:

It helps pay the portion of approved expenses not covered by Medicare.
With no network, you can choose any doctor or hospital that accepts Original Medicare.
Coverage is guaranteed if you enroll in the first six months of Medicare Part B eligibility.*
Coverage is guaranteed to renew each year (unless you fail to pay premiums, make untrue statements or commit fraud).

*Coverages may not be applicable to all carriers

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St. Marys, PA

201 John Street, St. Marys, PA

Emporium, PA

318 E. Fourth St. Emporium, PA

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