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Boat Insurance

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Why YOu Need Boat Insurance

Everyone wants to have a safe experience while they’re out on the water, but operating a boat does come with some risks that could result in costly injuries and damages. Insurance could help cover you, your passengers and your boat as well as other people and their property.

Straub Insurance offers coverage for sailboats, powerboats, houseboats, inboard or outboard motorboats and personal watercraft (Jet Skis, WaveRunners, WaveJammers).

Insurance Protects You and Your Boat

The type of insurance coverage that you need will depend on a number of factors, such as the size, type, age and value of the boat.

You may have boat insurance coverage available through a homeowners insurance policy or you may need to buy a separate policy. A separate boat policy could provide you with additional liability coverage, broader coverage overall and higher limits for watercraft liability. Liability coverage can help pay for damages to someone’s boat, dock or other property.

Ask Straub Insurance which type of policy is best for you. As with any insurance policy, it’s a good idea to talk with your agent about the policy details and coverage limits to be sure you have the protection that you need.

Boat Insurance Coverage

Physical damage

Physical damage to your boat and boating equipment as well as the trailer or outboard motor, if it’s included in your policy. So if your boat is vandalized or it hits another boat, a rock, a log or a marine obstacle, insurance can help cover the damages.


Liability for injuries to other people or harm to property.

Medical Costs

Medical costs for injuries to you, your family members and others.

Emergency Services

Including towing to the nearest marina if your boat motor breaks down, when you’re stranded on the water or run out of fuel, oil or battery life.*

Fire Extinguisher

Fire extinguisher recharge or replacement after it’s used to fight a covered fire.*


If you take a navigational safety course, you could save money on your boat insurance policy.*

*Coverages may not be applicable to all carriers


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St. Marys, PA

201 John Street, St. Marys, PA

Emporium, PA

318 E. Fourth St. Emporium, PA

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